You thought that your insurance cover would help you in adverse situations; however you were shocked to see that you have been paying much more than what your premium should have been! Does the case sound familiar? Do you also believe that you had insufficient information, or were forced to buy the payment protection insurance? If that’s the case, then you might have a claim.
In the past few years, there has been an increase in the number of victims, who have been the victim of mis sold Ppi. However, they have taken the legal recourse and got their rightful. You could also do that. The first step for the legal step would be to gather all your documents and credentials and all the paperwork related to the borrowings or the loan. The next step is, hire an expert lawyer. Undeniably, the legal process is very intricate; thus, it is important that you hire a skilled and proficient attorney, who will help you get what you rightfully deserve. There are some important qualities that you should look in the attorney and then make the final call.
Sincerity and frankness is a must: When you opt for a lawyer, it is important that he is sincere and honest. The best attorneys will always give you a frank and fair advice about your claim and how much can you claim for. They will go through your case and let you know if aver is valid or not. Also, they are candid and willing to provide you with valid information on how to claim PPI. The licensed attorneys will also let you know what the standing of your case is.
They should be consistent and dependable: It is important that the solicitor is reliable and handles the claim with all competencies. After all, they help you overcome the economic loss that you endured. The finest way to look for a dependable lawyer is by asking your friends or relatives or by going online. To know more about their dependability is by seeking their consultancy services through the websites, which is expedient and extremely reliable.
They must have ample experience: It is vital that you seek services of lawyer, who is extremely experienced and understands all the legalities. You should have heard about the lawyer and he should have been in action for a substantial amount of time. This will make certain that they are conscious of the diverse ways on how to claim PPI. The attorney should also be aware about the changing laws and rules, so as to ensure that your legal rights are protected.
Reputation is a must: When you hire a lawyer for mis sold Ppi claim, it is important that he is reputed. That will ensure that he is licensed and registered by the government agencies. This will also make certain that they obey the rules of the industry’s values as far as the information about PPI claims is concerned. Going by their reputation, it is also vital that the attorneys do not charge excessive prices for information provided on how to claim PPI.
When you look for all these qualities and then make a decision, the chances are less that you would not get what you legally and rightfully deserve.
Get more information on Mis sold Ppi
What to do ?
1.Down load the FOS Questionnaire and fill it properly.
Click this link to download FOS questionnaire http://rupiyala.com/ppiclaimform_online.php
2.Write a cover letter to the Financial company/Bank with your grounds that why you think the PPI was mis-sold to you and therefore you are requesting the money back.
To see and get an idea under what grounds you can make a claim see below my form,then you can get an idea.
Download a sample letter.Click below linkfor Sample letter http://rupiyala.com/ppiclaimform_online.php
3.Attach photocopies of all loan agrreements,laon statements etc. if you have.
4.The most important thing is you must order your bank to pay and you must tell them how much you need them to refund to you.For this you need to do some calculations and this will be depend on the initial loan value,PPI value,the interest rate you borrowed,how much you have paid sofar,the value of the installment.etc.But if you put that figure your case will be strong and bank may not just pay you something but will try to pay everything they owe you.
I know the calculation is the tricky part as we all cannot get this right.Well I know several people cannot do this by their own
I am happy to fill the Questionnaire and to write your sample letter for you.I can Either email or Post it for you with all the instructions what to do
If you wish please fill the below form accurately or to read more goto link below